Your Vehicle, Our Protection
Comprehensive insurance and protection plans designed specifically for vehicle hosts. List your vehicles with confidence knowing we've got you covered.
Why Choose Our Protection
Industry-leading coverage designed by hosts, for hosts.
- Bodily injury liability
- Property damage liability
- Medical expenses coverage
- Legal defense costs
- Collision coverage
- Comprehensive coverage
- Vandalism protection
- Weather damage protection
- Daily rental rate compensation
- Up to 30 days coverage
- Market rate calculations
- Fast claim processing
- Identity verification
- Driving record checks
- Credit history review
- Criminal background checks
Protection Plans
Choose the level of protection that's right for your hosting business.
- Up to $1M liability coverage
- Physical damage protection
- 24/7 roadside assistance
- Theft protection
- Basic customer support
- All Standard Protection benefits
- Up to $2M liability coverage
- Lost rental income protection
- Priority customer support
- Expedited claims processing
- Marketing boost for listings
- All Enhanced Protection benefits
- Up to $5M liability coverage
- Full mechanical breakdown coverage
- Dedicated account manager
- White-glove claims handling
- Professional photography service
- Revenue optimization consulting
Claims Process
Simple, transparent, and fast. Here's how we handle claims when incidents occur.
Report Incident
Contact us immediately via app, phone, or online portal
Initial Assessment
Our team reviews the incident and guides you through next steps
Documentation
Collect photos, police reports, and witness statements
Processing
We handle negotiations with all parties and process your claim
Resolution
Receive compensation and get back to hosting
Need Emergency Assistance?
If you're experiencing an emergency situation with your rental, contact us immediately.
Frequently Asked Questions
Common questions about our host protection plans.
What happens if my vehicle is damaged during a rental?
Our protection plan covers physical damage to your vehicle. You'll report the incident through our platform, and we'll handle the entire claims process including repairs, rental income loss, and any negotiations with third parties.
How much does protection cost?
Standard protection is included free for all hosts. Enhanced protection is $29/month and Premium protection is $79/month. The cost varies based on your vehicle value and location.
Are there any deductibles?
Yes, deductibles range from $500-$2,500 depending on your protection plan and vehicle value. Premium protection plans have lower deductibles.
How quickly are claims processed?
Most claims are processed within 10-15 business days. Emergency situations and total loss claims may take longer but we keep you informed throughout the process.
What if the guest doesn't have insurance?
All guests are required to have valid insurance, but our protection plan serves as additional coverage regardless of the guest's insurance status.
Ready to List Your Vehicle?
Join thousands of hosts who trust CharterNow to protect their vehicles and income.